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Visa College Real Rewards Card

Build Your Credit

Visa® College Real Rewards Card

Are you ready to start building credit? Or maybe you need another credit card in your arsenal. Unlike most credit card offers received in the mail on a daily basis, the Credit Union of Georgia Visa® College Real Rewards Card is different.

Visa College Credit Card

  • Earn 1.5 points monthly for every dollar you spend on eligible net purchases*
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards**
  • 2,500 bonus rewards points awarded after first purchase***, redeemable for $25 cash back, merchandise, gift cards or travel savings.

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*Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
**The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
***Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.