Important Coronavirus Update

The health and safety of our members and employees is our top priority. During this time, we strongly encourage you to take advantage of our Mobile App, Online Banking and our Member Services Call Center at 678-486-1111 for your financial needs.
For up-to-date information and additional details on how we are protecting our members and employees, please visit



Regular Savings

This is the basic member account that establishes your membership at Credit Union of Georgia. Designed for easy access, this account earns competitive dividends on average daily balances of $10 and greater.

If you have any other questions about regular savings accounts at Credit Union of Georgia, contact us.

Click here for the savings calculator.

Health Savings Accounts

A Health Savings Account (HSA), is a tax-advantaged* medical savings account available to members who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), with an HSA, funds roll over and accumulate year to year if not spent. HSAs are owned by the member and funds deposited may be used to pay for qualified medical expenses at any time without federal tax liability.

Read more about Health Savings Accounts.

* Not intended as tax advice. Please consult a tax professional.


One of the greatest challenges facing Americans today is ensuring the financial well being and security of your family throughout your retirement years. With uncertainty over the adequacy of social security growing daily, it’s increasingly necessary to rely on your own savings plans and resources to support your future retirement plans.

Learn more about our IRAs.

Money Market

The Money Market account is a tiered account that allows members to earn competitive dividends and allows access to withdrawal funds up to 6 times per month*. Members must just maintain a $2,500 day-in, day-out balance to earn dividends. A minimum deposit of $2,500 is required to open an account. Members can enjoy the benefits of FREE online banking, ePay, eStatements, and eAlerts with this account.

*No more than six (6) preauthorized, automatic, or telephone transfers may be made from the account to another account or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check, draft, or debit card to a third party. All withdrawals made over 6 will be charged a $5.00 fee per withdrawal.

Club Accounts

Club Accounts are available for members who wish to set aside funds for a specific purpose such as vacation, holiday shopping, weddings, taxes, insurance or any number of other reasons. Members may label the account whatever they like. Funds can be automatically transferred to savings or checking, withdrawn at the member’s request or may remain in the account if not needed. Dividends are paid monthly on the average daily balance.

College Savings Options

Part of good parenting (grandparenting) is preparing your children for the future. Statistics show that higher education can increase your child’s chances of receiving a better paying job later on in life. Given the rising costs of a college education, it benefits you to start a higher education funding plan now, instead of later. Planning early has added advantages for both you and your child.

Learn more about College Savings Options.

Cuga Kid's Club (Kids Savings)

Cuga started the Cuga Kid’s Club to teach kids important lessons about money. He wanted to make it fun, too. That’s why you can earn Cuga Cash by doing different things at the Credit Union and in the community. One way to earn Cuga Cash is to participate in Credit Union of Georgia activities. The friendly employees at the Credit Union of Georgia branch will give you Cuga Cash for the activities you do. You can use the Cuga Cash to get really cool prizes out of the Cuga Kid’s Toy Cabinet. The more Cuga Cash you save, the more prizes you can earn!

Learn more about Cuga Kid’s Club