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Current Loan Rates

New Vehicle Loans
Loan LengthAPR*Estimated Monthly Payment Per $1000
0 - 36 monthsas low as 2.24%*$28.75 per $1,000
37-48 monthsas low as 2.49%*$21.91 per $1,000
49-60 monthsas low as 2.74%*$17.85 per $1,000
61-72 monthsas low as 2.99%*$15.19 per $1,000
73-84 monthsas low as 3.99%*$13.66 per $1,000
Used Vehicle Loans
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-36 monthsas low as 2.49%*$28.86 per $1,000
37-48 monthsas low as 2.74%*$22.02 per $1,000
49-60 monthsas low as 2.99%*$17.96 per $1,000
61-72 monthsas low as 3.24%*$15.30 per $1,000
73-84 monthsas low as 4.24%*$13.78 per $1,000
Adventure Loans (RV, Motorcycle, Water Craft, ATV, Camper Trailers)
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-36 monthsas low as 4.99%*$29.97 per $1,000
37-48 monthsas low as 4.99%*$23.02 per $1,000
49-60 monthsas low as 4.99%*$18.87 per $1,000
61-72 monthsas low as 5.74%*$16.45 per $1,000
73-84 monthsas low as 6.49%*$14.84 per $1,000
85-96 monthsas low as 6.99%*$13.63 per $1,000
97-108 monthsas low as 7.49%*$12.76 per $1,000
109-120 monthsas low as 7.99%*$12.13 per $1,000
Personal Loans
Loan LengthAPR*Estimated Monthly Payment Per $1000
0 - 24 monthsas low as 7.99%*$45.22 per $1,000
25 - 36 monthsas low as 8.24%*$31.45 per $1,000
37 - 60 monthsas low as 8.49%*$20.51 per $1,000
Visa Credit Cards**
Type of Loan APR*Estimated Monthly Payment Per $1000
Visa Platinum Credit Card as low as 10.99%*2% of Balance
SEE BELOW FOR ADDITIONAL INFORMATION
Home Equity Loans 70% or less Loan to Value
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-60 months3.75% APR*$18.30 per $1,000
61-120 months4.00%* APR*$10.12 per $1,000
121-180 months4.50% APR*$7.65 per $1,000
Home Equity Loans 70.01%-79.99% Loan to Value
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-60 months4.25% APR*$18.53 per $1,000
61-120 months4.50% APR*$10.36 per $1,000
121-180 months5.00% APR*$7.91 per $1,000
Home Equity Loans 80.01%-89.99% Loan to Value
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-60 months4.75% APR*$18.76 per $1,000
61-120 months5.25% APR*$10.73 per $1,000
121-180 months6.25% APR*$8.57 per $1,000
Deposit Secured
Loan LengthAPR*Estimated Monthly Payment Per $1000
0 - 48 monthsas low as 2.49%*$21.91 per $1,000
49 - 84 monthsas low as 3.49%*$13.44 per $1,000
Home Equity Lines of Credit (HELOC)**
Type of LoanAPR*Estimated Monthly Payment Per $1000
70% or less Loan to Valueas low as 4.50%*$7.65 per $1,000
70.01%-79.99% or less Loan to Valueas low as 4.75%*$7.78 per $1,000
80.01% - 89.99% Loan to Valueas low as 5.25%*$8.04 per $1,000
HELOCs REQUIRE A MINIMUM OF $100 PAYMENT PER MONTH

Mortgage Loans

Credit Union of Georgia offers 30/20/15/10/7 year First Mortgage Loans. CLICK HERE to learn more or visit any branch location or contact us today ContactUs@CUofGA.org | 678-486-1111 or 770-579-1000 for Today’s Current Rates.

Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA 30189, 678-486-1111, NMLS ID# 571306. Member First Mortgage, LLC, 616 44th Street SE, Grand Rapids, MI 49548, 1-866-898-1818, NMLS #149532.

*Annual Percentage Rate. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions. All loans are subject to credit approval. Some restrictions may apply. Any increase in the APR will result in more payments of the same amount. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, your rate will be determined based on an evaluation of your credit history.
**HELOC and Visa Credit Cards are adjustable rate loans with the rate being based on the WSJ Prime Rate. 

Rates and terms valid as of January 1, 2018.