Important Coronavirus Update

The health and safety of our members and employees is our top priority. During this time, we strongly encourage you to take advantage of our Mobile App, Online Banking and our Member Services Call Center at 678-486-1111 for your financial needs.
For up-to-date information and additional details on how we are protecting our members and employees, please visit www.CUofGA.org/News/ImportantUpdates.

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Current Loan Rates

New Vehicle Loans
Loan LengthAPR*Estimated Monthly Payment Per $1000
0 - 48 monthsas low as 2.19%**$21.78 per $1,000
49-60 monthsas low as 2.34%%**$17.68 per $1,000
61-72 monthsas low as 2.54%**$14.99 per $1,000
73-84 monthsas low as 3.79%**$13.57 per $1,000
Used Vehicle Loans
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-48 monthsas low as 2.44%**$21.89 per $1,000
49-60 monthsas low as 2.59%**$17.79 per $1,000
61-72 monthsas low as 2.79%**$15.10 per $1,000
73-84 monthsas low as 4.04%**$13.69 per $1,000
Recreational Vehicle Loans (RV, Motorcycle, Water Craft, ATV, Camper Trailers)
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-48 monthsas low as 2.94%**$22.11 per $1,000
49-60 monthsas low as 3.09%**$18.01 per $1,000
61-72 monthsas low as 3.29%**$15.32 per $1,000
73-84 monthsas low as 4.94%**$14.11 per $1,000
85-96 monthsas low as 6.09%**$13.19 per $1,000
97-120 monthsas low as 6.59%**$11.40 per $1,000
Personal Loans
Loan LengthAPR*Estimated Monthly Payment Per $1000
0 - 60 monthsas low as 6.99%$19.80 per $1,000
True Line of Credit
Loan LengthAPR*Estimated Monthly Payment Per $1,000
0-48 monthsas low as 8.74%***$24.76 per $1,000
Deposit Secured
Loan LengthAPR*Estimated Monthly Payment Per $1000
0 - 48 monthsas low as 2.99%$22.14 per $1,000
49 - 84 monthsas low as 3.49%$13.44 per $1,000
Home Equity Loans 70% or less Loan to Value
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-60 monthsas low as 3.49% $18.19 per $1,000
61-120 monthsas low as 4.49%$10.36 per $1,000
121-180 monthsas low as 4.99% $7.90 per $1,000
Home Equity Loans 70.01%-80.00% Loan to Value
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-60 monthsas low as 4.24% $18.53 per $1,000
61-120 monthsas low as 4.99%$10.60 per $1,000
121-180 monthsas low as 5.49% $8.17 per $1,000
Home Equity Loans 80.01%-90.00% Loan to Value
Loan LengthAPR*Estimated Monthly Payment Per $1000
0-60 monthsas low as 4.39% $18.59 per $1,000
61-120 monthsas low as 5.29% $10.75 per $1,000
121-180 monthsas low as 5.79% $8.33 per $1,000
Home Equity Lines of Credit (HELOC)**
Type of LoanAPR*Estimated Monthly Payment Per $1000
70% or less Loan to Value as low as 3.00%***$6.91 per $1,000
70.01%-80.00% or less Loan to Valueas low as 3.25%***$7.03 per $1,000
80.01% - 90.00% Loan to Valueas low as 4.00%***$7.40 per $1,000
Up To 180 Months HELOCs REQUIRE A MINIMUM OF $100 PAYMENT PER MONTH

Mortgage Loans

Credit Union of Georgia offers 30/20/15/10/7 year First Mortgage Loans along with Refinances. CLICK HERE to apply today or visit any branch location or contact us today at Mortgages@CUofGA.org | 678-486-1111 for Today’s Current Rates.

Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA 30189, 678-486-1111, NMLS ID# 571306.

*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

**Rates advertised include a .25% rate deduction when members set up auto pay from their Credit Union of Georgia account. Promotion valid for a limited time only. Members will receive the promotional rate for the life of the loan.

**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 3.25%.

Rates and terms valid as of  May 27, 2020.