New Vehicle Loans

Loan Length	APR*	Estimated Monthly Payment Per $1000
0 - 48 months	as low as 1.94%**	$21.78 per $1,000
49-60 months	as low as 2.09%**	$17.68 per $1,000
61-72 months	as low as 2.29%**	$14.99 per $1,000
73-84 months	as low as 3.54%**	$13.57 per $1,000

Used Vehicle Loans

Loan Length	APR*	Estimated Monthly Payment Per $1000
0-48 months	as low as 2.19%**	$21.89 per $1,000
49-60 months	as low as 2.34%**	$17.79 per $1,000
61-72 months	as low as 2.54%**	$15.10 per $1,000
73-84 months	as low as 3.79%**	$13.69 per $1,000

Recreational Vehicle Loans (RV, Motorcycle, Water Craft, ATV, Camper Trailers)

Loan Length	APR*	Estimated Monthly Payment Per $1000
0-48 months	as low as 2.94%**	$22.11 per $1,000
49-60 months	as low as 3.09%**	$18.01 per $1,000
61-72 months	as low as 3.29%**	$15.32 per $1,000
73-84 months	as low as 4.69%**	$13.99 per $1,000
85-96 months	as low as 5.84%**	$13.06 per $1,000
97-120 months	as low as 6.34%**	$11.27 per $1,000

Personal Loans

Loan Length	APR*	Estimated Monthly Payment Per $1000
0 - 24 months	as low as 5.99%	$44.32 per $1,000
25 - 36 months	as low as 5.99%	$30.42 per $1,000
37 - 60 months	as low as 5.99%	$19.33 per $1,000

True Line of Credit

Loan Length	APR*	Estimated Monthly Payment Per $1,000
0-48 months	as low as 8.74%***	$24.76 per $1,000

Deposit Secured

Loan Length	APR*	Estimated Monthly Payment Per $1000
0 - 48 months	as low as 2.99%	$22.14 per $1,000
49 - 84 months	as low as 3.49%	$13.44 per $1,000

Home Equity Loans 70% or less Loan to Value

Loan Length	APR*	Estimated Monthly Payment Per $1000
0-60 months	as low as 3.49%	$18.19 per $1,000
61-120 months	as low as 4.49%	$10.36 per $1,000
121-180 months	as low as 4.99%	$7.90 per $1,000

Home Equity Loans 70.01%-80.00% Loan to Value

Loan Length	APR*	Estimated Monthly Payment Per $1000
0-60 months	as low as 4.24%	$18.53 per $1,000
61-120 months	as low as 4.99%	$10.60 per $1,000
121-180 months	as low as 5.49%	$8.17 per $1,000

Home Equity Loans 80.01%-90.00% Loan to Value

Loan Length	APR*	Estimated Monthly Payment Per $1000
0-60 months	as low as 4.39%	$18.59 per $1,000
61-120 months	as low as 5.29%	$10.75 per $1,000
121-180 months	as low as 5.79%	$8.33 per $1,000

Home Equity Lines of Credit (HELOC)**

Type of Loan	APR*	Estimated Monthly Payment Per $1000
70% or less Loan to Value	as low as 3.00%***	$6.91 per $1,000
70.01%-80.00% or less Loan to Value	as low as 3.25%***	$7.03 per $1,000
80.01% - 90.00% Loan to Value	as low as 4.00%***	$7.40 per $1,000
Up To 180 Months		HELOCs REQUIRE A MINIMUM OF $100 PAYMENT PER MONTH

Mortgage Loans

Credit Union of Georgia offers 30/20/15/10/7 year First Mortgage Loans along with Refinances. CLICK HERE to apply today or visit any branch location or contact us today at Mortgages@CUofGA.org | 678-486-1111 for Today’s Current Rates.

Credit Union of Georgia, 3048 Eagle Drive, Woodstock, GA 30189, 678-486-1111, NMLS ID# 571306.

*Annual Percentage Rate. All loans are subject to credit approval. Some restrictions may apply. Actual loan rate is dependent upon the date the loan is closed. Members are required to have a minimum of a $10 Share Account. Estimated monthly payment per $1,000 is based on the as low as rate quoted, rate will be determined based on an evaluation of the members credit history. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Program, rates, terms, and conditions are subject to change without further notice. Contact Credit Union of Georgia directly at 678-486-1111 for current rates, terms, and conditions.

**Rates advertised include a .25% rate deduction when members finance 80% or less of the loan to value on the vehicle (LTV) and a .25% rate deduction when members set up auto pay from their Credit Union of Georgia account. Promotion valid for a limited time only. Members will receive the promotional rate for the life of the loan.

**HELOC and TLOC are adjustable rate loans with the rate being based on the WSJ Prime Rate. The WSJ Prime Rate is currently 3.25%.

Rates and terms valid as of  March 17, 2020.