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Traditional IRA
Traditional IRA
A true savings classic
Whether it's your favorite song on Spotify or your favorite pair of sneakers, you can't beat the classics. An IRA can help you save more by reducing your income that's taxed each year.
Maximum Contribution under 50 $6,000Maximum Contribution over 50 $7,000Taxes Tax-DeferredAccount Features
Bank Online
Get account notifications and view eStatements, online.
No Taxes til Retirement
Since your contributions aren’t taxed til later, you can often reduce your annual tax burden.
No Employer Necessary
You don’t need employer support or participation to open an IRA.
No Minimum Contribution
Just starting to save? No worries. You can get started right where you are.
Automatic Transfers
Set it up and forget about it. Grow your account over time.
Plenty of Options
Roth IRAs and Coverdell ESAs are also available.
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Roth IRA
Roth IRA
Make your future easy-breezy
A Roth IRA can help you save without worrying too much about future taxes, so you can spend more retirement time on the beach, traveling the world or settling down with family.
Maximum Contribution under 50 $6,000Maximum Contribution over 50 $7,500Taxes Tax-Free WithdrawalsAccount Features
Bank on Any Device
Get account notifications and view eStatements, on every device.
No Taxes at Retirement
You’ll need to pay taxes on the money you deposit up-front, but you can withdraw it later tax-free.
No Employer Necessary
You don’t need employer support or participation to open an IRA.
No Minimum Contribution
Just starting to save? No worries. You can get started right where you are.
Automatic Transfers
Set it up and forget about it. Grow your account over time.
Plenty of Options
Traditional IRAs and Coverdell ESAs are also available.
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Coverdell ESA
Coverdell ESA
Because college isn't getting any cheaper
A little extra planning can mean a big difference for your child in the future. Set up a tax-advantaged savings account, then sit back and watch the money grow. When your child is ready, they can use the money for most educational needs.
Contribution Limits $2,000 Per Year (Per Child)Contribution Earnings Tax-FreeCovered Uses Tuition, Books, Fees, Etc.Account Features
Bank on Any Device
Get account notifications and view eStatements, on every device.
No Taxes on Withdrawals
If you withdraw money for covered educational costs, your withdrawals are tax-free.
No Employer Necessary
You don’t need employer support or participation to open an ESA.
No Minimum Contribution
Just starting to save? No worries. You can get started right where you are.
Automatic Transfers
Set it up and forget about it. Grow your account over time.
Plenty of Options
Traditional and Roth IRAs are also available.
Need to rollover?
If you’ve already got a retirement account somewhere else (or with an employer you’re about to leave), we can help you move it directly to an IRA or ESA with us. This may help you avoid the extra tax costs associated with moving retirement money around.
Calculate your retirement savings
Here’s how it works
1
Reach Out
To open an account, give us a call or come into a branch.
2
Get Set Up
We’ll help you get your account set up right away.
3
Start Saving Big
Watch your savings pile up as you save with tax advantages.
The entire team at the Johnson Ferry location optimize outstanding service with a smile! This group of folks makes you feel like you are part of a small fairy tale type town where everyone knows you and welcomes you. I am, and continue to be, very impressed with their friendliness and professionalism!! I highly recommend them as when compared with the banks that are too big to fail, these folks are a breath of fresh air. Thanks to Credit Union of Georgia.
