Important Coronavirus Update

The health and safety of our members and employees is our top priority. During this time, we strongly encourage you to take advantage of our Mobile App, Online Banking and our Member Services Call Center at 678-486-1111 for your financial needs.
For up-to-date information and additional details on how we are protecting our members and employees, please visit


Browse our Checking Accounts

Credit Union of Georgia realizes not everyone’s checking needs are the same.  So whether you are a student, a senior, or just someone looking for a truly FREE way to bank, Credit Union of Georgia can help you manage your money in a way that best fits your lifestyle.  Our Checking Accounts offer a number of ways to access your accounts, without all the fees you’ve come to expect at most financial institutions.

Classic CheckingDirect Connect Checking***
(Interest Earning)
Campus Checking
Legacy Checking (Senior)
Initial Opening Deposit$25$25$25$25
Minimum Balance RequirementsNoneNoneNoneNone
Age RequirementsNoneNone14 to 2450 & Up
Check Limit***Unlimited3/Month*3/Month*Unlimited
Monthly Service ChargeNone$4**NoneNone
Free ATM Transactions6/Month*Unlimited6/Month*10/Month*
Free Identity Theft Protection
Free Visa® Debit Card
Free eBranch
Free eAlerts
Free eDeposit****
Free eMobile
Free ePay
Free eStatements
Free Notary Service
Free CO-OP® Shared Branching Access
Free FI to FI Transfers****
Preferred Rates on Share Certificates
Free Pride of Membership Checks
$10 Discount on Safe Deposit Box Rental
$10 required for all new members in a Savings Account. $25 minimum opening deposit required for new Checking Accounts. Once you join, you are then eligible to take advantage of all the benefits of Credit Union of Georgia membership.

* $1 each per overage.
** Monthly service charge is waived if $500 average daily balance is maintained or $2,500 aggregate balance in deposits is maintained.
*** Unlimited check writing if $1,000 loan balance is maintained. Excludes Simply Checking Account.
**** Subject to account eligibility requirements. Limitations may apply based on account type.

Extras & Protection

Overdraft Protection
When there’s not quite enough in your checking account…Having a check returned due to insufficient funds can be a costly and humiliating experience. That’s why we provide “Courtesy Pay,” a special overdraft privilege for Credit Union of Georgia’s members. Courtesy Pay gives you an added level of protection against unanticipated cash flow emergencies and account reconciliation errors. At Credit Union of Georgia, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned.
Learn More

Reorder Checks
Click here to reorder checks.