Browse our Checking Accounts
Credit Union of Georgia realizes not everyone’s checking needs are the same. So whether you are a student, a senior, or just someone looking for a truly FREE way to bank, Credit Union of Georgia can help you manage your money in a way that best fits your lifestyle. Our Checking Accounts offer a number of ways to access your accounts, without all the fees you’ve come to expect at most financial institutions.
|Classic Checking||Direct Connect Checking***|
|Campus Checking |
|Legacy Checking (Senior)|
|Initial Opening Deposit||$25||$25||$25||$25|
|Minimum Balance Requirements||None||None||None||None|
|Age Requirements||None||None||14 to 24||50 & Up|
|Monthly Service Charge||None||$4**||None||None|
|Free ATM Transactions||6/Month*||Unlimited||6/Month*||10/Month*|
|Free Identity Theft Protection||√||√||√||√|
|Free Visa® Debit Card||√||√||√||√|
|Free Notary Service||√||√||√||√|
|Free CO-OP® Shared Branching Access||√||√||√||√|
|Free FI to FI Transfers****||√||√||√||√|
|Preferred Rates on Share Certificates||√|
|Free Pride of Membership Checks||√|
|$10 Discount on Safe Deposit Box Rental||√|
* $1 each per overage.
** Monthly service charge is waived if $500 average daily balance is maintained or $2,500 aggregate balance in deposits is maintained.
*** Unlimited check writing if $1,000 loan balance is maintained. Excludes Simply Checking Account.
**** Subject to account eligibility requirements. Limitations may apply based on account type.
Extras & Protection
When there’s not quite enough in your checking account…Having a check returned due to insufficient funds can be a costly and humiliating experience. That’s why we provide “Courtesy Pay,” a special overdraft privilege for Credit Union of Georgia’s members. Courtesy Pay gives you an added level of protection against unanticipated cash flow emergencies and account reconciliation errors. At Credit Union of Georgia, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned.
CLICK HERE to reorder checks.