Important Coronavirus Update

The health and safety of our members and employees is our top priority. During this time, we strongly encourage you to take advantage of our Mobile App, Online Banking and our Member Services Call Center at 678-486-1111 for your financial needs.
For up-to-date information and additional details on how we are protecting our members and employees, please visit www.CUofGA.org/News/ImportantUpdates.

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We’re Here For You – Response to COVID-19

We’re all in this together. A crisis like COVID-19 affects us all. We want you to know through all of this, we are here for you. Our commitment to you goes beyond financial services. One of our top priorities as your Credit Union is the safety and well-being of members like you, our employees and the community. In light of the COVID-19 situation, we’ve taken measures to better serve our community.

We’re Here to Serve- Branch Operations Updates

We understand your need to meet in-person when it comes to your finances and that is why we have reopened our lobbies effective Monday, May 18th. Our team is working hard behind the scenes to ensure the safety and well-being of both you and our employees. We have put a great deal of thought and care into preparing our lobbies for your visit. While the way we do business may look a little different, the way we care for our members will remain the same.

As we transition to more normal business practices, we will have a maximum of five (5) members within the lobbies at a time. We would like to remind you that you are still able to complete most transactions through the drive-thru and you can also utilize our digital services for quick and stress-free access to your Credit Union of Georgia accounts.

During our initial reopening phase, we will be taking the following safety precautions:

  • Requiring staff to wear protective masks.
  • Installing Plexiglas dividers at each teller station and distance markers on the floor to ensure physical distancing.
  • Limiting our lobbies to five (5) members visiting at a time.
  • Implementing a cleaning schedule to make sure all surfaces, especially high touch areas will be sanitized regularly throughout the day.
  • Requesting members NOT enter the branches if they are feeling symptomatic.
  • Continuing to allow members to schedule appointments online to guarantee a time to meet with a representative.
    Click HERE to schedule an appointment.

We will continue to closely monitor the Coronavirus trends and will adhere to information and recommendations provided by the Centers for Disease Control (CDC) and the World Health Organization (WHO).

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We’re Here to Protect- Beware of Scams 

During these times of uncertainty, fraudsters have become more active and have already been quick to deploy scams to take advantage of others during these already stressful times. The Better Business Bureau (BBB) Scam Tracker has received several reports of Coronavirus scams where individuals are contacted through text messages, social media post/messages or phone calls. As a reminder, government agencies do not communicate through social media outlets and they will never request an advance processing fee. Fraudsters may also attempt to scam individuals into providing account numbers under the pretense of direct depositing a stimulus check into your account. Credit Union of Georgia will never contact you via email, phone or text message requesting sensitive information.

Don’t become a victim, LEARN MORE about the latest Scams.

Please be vigilant, if something doesn’t seem right, it probably isn’t.

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We’re Here to Help- Financial Assistance for Members

For questions regarding Stimulus Checks, please visit the IRS website

In an effort to help our members during these times.

  • Increased Daily ATM Withdrawal Limits. Daily ATM Limits have been increased from $500 to $800.
  • Financial Counseling with GreenPath Financial Wellness Program
  • Financial Hardship. If you are experiencing severe financial hardship as a result of the Coronavirus, please contact our Member Services Call Center at 678-486-1111, Monday – Friday from 7am – 7pm and Saturday from 9am – 1pm.

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We’re Here to Give- Community Outreach Opportunities

We have partnered with MUST Ministries to assist with the MUST Food Rapid Response program to feed students and their families in our schools. All branch locations have barrels outside to accept food donation drop-offs during business hours. A complete list of items needed can be found HERE and financial donations may be made HERE.

We are also selling t-shirts to raise money for Charities in our Community. Support our Community by purchasing your t-shirt today HERE.

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We’re Here to Educate- Learn About the CARES Act

We are here to help you navigate these uncertain times. That is why we want to share with you the Small Business Owner’s Guide to the CARES Act and answer any questions you may have. Click HERE to learn more about the programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress and how it is intended to assist business owners with whatever needs they have right now.

Please contact us if you have any questions on the CARES Act and your business at ContactUs@CUofGA.org or 678-486-1111.

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We’re Here for Small Businesses

The Credit Union is proud to offer our business members the Paycheck Protection Program (PPP) Loan. This program provides cash-flow assistance through 100% federally guaranteed loans to employers who maintain their payroll during this emergency. Loans are available through June 30, 2020. Click HERE to apply today.

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We’re Taking Precautions- Protecting Members and Employees

We are taking steps to protect our members and employees. We have also made recommendations on steps you can take to protect yourself too. Learn more about the precautions we are taking during this time by clicking HERE.

Our team remains committed to serving you and your family throughout the days ahead. We truly value your membership and appreciate your understanding and patience as we navigate this community health concern.

Support Local Charities With Our New T-Shirt

Be Strong. Be Brave. Be Kind.

Our Community is stronger together. Credit Union of Georgia is proud to support local non-profit organizations such as MUST Ministries, Children’s Healthcare of Atlanta, The Salvation Army, Relay for Life and so many others. To continue to raise funds for those in need, we are thrilled to launch our new Charitable Contributions T-Shirt! 100% of the profits from each t-shirt purchased will benefit charities within our Community.

What are you waiting for? Be Strong. Be Brave. Be Kind. Support your Community today by purchasing your t-shirt online!

Click Here To Purchase Your T-Shirt

Size Chart 
All Shirts are a 50/50 Cotton/Polyester Blend, Preshrunk & Semi-Fitted  

 

Fun Activities to do with Your Kids at Home

kid

It isn’t easy to be holed up at home with just your family for company. After a couple days, you may be thinking there isn’t enough coffee or chocolate in this world for a parent who’s stuck home with their kids for weeks at a time. As the parent, though, you have the unique opportunity to set the tone in your home and decide if these weeks will be a nightmare for everyone, or filled with precious memory-making and family-bonding activities.

Here are some fun activities to keep your kids busy while you wait out the pandemic at home:

Marshmallow Tinker-Toys: For a fun twist on the classic building toy, take pretzel sticks and mini-marshmallows and let your child build a world of sweetness. Have them create pretzel-marshmallow people, houses and towns. It’s creative, sticky fun, and best of all, when they’re done, they can eat their sweet creations!

Puppet Shows: All you need for the show of a lifetime is a cardboard box, some Popsicle sticks, old socks (which may have lost their match) and markers for decorating. If you have googly eyes in the house, glue them on for more realistic-looking sock puppets. Have your child entertain you, or be the entertainer — either way works. Let the show begin!

Scrapbook: Spend some quality time reliving precious memories by digging out the scrapbooking supplies and old photos to create a timeless masterpiece together.

Salt Painting: Move over, glitter; this new painting technique makes designs that are just as pretty and twice as fun! Lay a piece of cardstock on top of some old newspapers. Have your child draw patterns on the paper using Elmer’s glue. The glue lines should be on the thick side. Next, pour table salt over the wet glue, making sure all the glue is covered in salt. You can speed up this step by tilting your paper after pouring the salt. Shake off all excess salt. Now, using watercolors, let your kids paint the salt! This works best if the paint is a bit watery so the brush doesn’t have to touch the salt too often; it can simply drip onto the paper. When your child is done painting, they’ll be left with a spectacular, super-cool design!

Teach a Household Skill: Instead of complaining about the endless housework, enlist your child’s help! Even very small children can help sort laundry, load the washing machine and press the buttons to turn it on (with your supervision, of course). Have the older ones help you bake, letting them put their math skills to use by adding fractions in recipes. And, of course, everyone cleans up their own messes when the day is done!

Simon Says, “Draw!”:  Give this old favorite a twist by breaking out the craft supplies. Set up a table with paper, crayons, markers, stamps and any other fun coloring supplies you have in your house. Seat your kids around the table and begin an intense game of Simon Says, only instead of movements, instruct your kids to draw something on their papers. You can have them draw basic shapes in specific colors, or something more complex if they’re a little older. Anyone who messes up is out of the game!

Balloon Ping-Pong: No need for a bulky ping-pong table! Just tape large popsicle sticks to the backs of paper plates, blow up a balloon and have your preschoolers play ping-pong with their makeshift paddles over your empty kitchen table!

Let it Snow!: It’s been a snowless winter in many parts of the country, but that doesn’t mean you can’t bring the blizzard home. Whip up a batch of homemade snow while you’re stuck inside during the COVID-19 outbreak. Let your kids have a blast creating a winter wonderland that’s almost as good as the real thing. In a large pan or bin, mix 3 cups of baking soda with ½ cup hair conditioner. Note: If you don’t have enough baking soda on hand, you can also use shaving cream for your “snow.” Keep on stirring until the mixture turns cold, soft and feels like … snow!  Dig out the toy cars, small beach shovels and collections of Little People or Playmobil people and let the fun begin!

Scavenger Hunt: If your kids are bouncing off the walls from being cooped up at home, have them let off some steam with a good old-fashioned scavenger hunt. Set up hints around the house and have them race from clue to clue searching for the treasure you’ve hidden for them. If your kids are too young to read, this can work with picture clues as well. The “treasure” can be a special treat you have in the house, a new game or art supply you’ve been saving or their favorite stuffed teddy.

No, it isn’t easy to be holed up at home with your kids. But, with some creativity and a positive attitude (and lots of coffee and chocolate), you can fill this challenging time with warm memories your children will treasure for the rest of their lives.

Your Turn: How are you keeping your kids busy during the pandemic? Share your best ideas with us in the comments.

Let’s Help One Another…

 

As the situation with the Coronavirus (COVID-19) continues to evolve we all feel the need to want to help our Community and lend a hand to those in need. Whether you are looking to assist with donations, by volunteering or giving financially, the following School Districts in our Community have established web pages dedicated to sharing the needs of their District at this time.

Cherokee County School District

Cobb County School District

Marietta City School District

Paulding County School District

In addition, MUST Ministries has established the MUST Food Rapid Response program. MUST Ministries main food pantries in Marietta, Smyrna and Cherokee will serve new clients as well as current clients, Monday – Friday from 10am – 2pm. They will be piloting a curbside distribution at some locations. The 39 Neighborhood Pantries are continuing either in their current school locations or locations nearby. All locations for food pickup will be posted on MUST Ministries website and Facebook page.

The biggest need of MUST Ministries right now is for food. They are currently serving more people than ever. In addition to the 1,500 families a month they serve on a regular basis, they are now reaching out to at-risk students and their families. Food boxes are being prepared, trucks, drivers and distribution locations readied and a massive amount of communication is going on between the MUST Ministries Team and others in the Community.

In an effort to assist, all Credit Union of Georgia branch locations have bins stationed outside of our doors where you can drop off non-perishable items during business hours. CLICK HERE for a complete list of items needed. 

MUST Ministries currently has two covered, drive-up locations for drop off of non-perishable food items, these locations are located at:

  • MUST Donation Center: 1280 Field Parkway, Marietta
  • MUST Ministries in Canton, 111 Brown Industrial Parkway, Canton

Barrels are out 7 days a week from 8am – 4pm during the MUST Food Rapid Response Program.

Items needed for MUST Rapid Response food boxes include:

  • Beef Stew
  • Canned Green Beans
  • Dry Milk (Carton)
  • Pinto or Baked Beans
  • Any Other Beans
  • Canned Pasta
  • Bag of Pasta
  • Canned Carrots
  • Canned Corn
  • Canned Potatoes
  • Canned Tomatoes
  • Mac & Cheese Boxes
  • Canned Mixed Veggies
  • Canned Fruits
  • Oatmeal (Bag)
  • Rice (Bag)
  • Canned Tuna
  • Chunky Soup

If you would rather give financially, visit www.mustministries.org/give-help to donate.

You can also shop online and ship non-perishable food items to MUST Ministries Donation Center at 1280 Field Parkway, Marietta, GA 30066.

If you have any questions on how you can support our Community, please contact Marketing@CUofGA.org.

Protect Yourself From Identity Theft

HOW TO FREEZE YOUR CREDIT

It’s important to know how to prevent your identity from being stolen. One way to do this is by placing a freeze on your credit. If you’ve never heard about this process, here’s what you should know about placing a hold on your credit.

WHAT DOES FREEZING MY CREDIT MEAN?

Freezing your credit means that no one can evaluate your credit report for the purposes of opening an account, such as a credit card or loan, under your name without a pin number.

Freezing your credit will not affect your overall score. You can also still receive your free annual credit report. It’s important to continue to monitor your statements and report any future fraud immediately.

HOW DO I FREEZE MY CREDIT?

You will need to notify each of the three credit bureaus (Transunion, Experian, and Equifax) that you are freezing your credit. You can expect to pay about $5 – $10 per bureau per freeze. You can contact each company either online or by phone:

It’s important to make sure you contact all three bureaus for the highest level of security.

HOW DO I UNFREEZE MY CREDIT?

You can do this by notifying the bureau that you would like either a temporary or permanent lift of the hold. There is usually a fee associated with this. While the process itself takes about 15 minutes, it usually takes three business days to go into effect. If you want to apply for credit or a loan, you will need to initiate a thaw prior to the application process.

LEARN MORE about our FREE Identity Theft Protection program for Checking Account members.

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Equifax Announces Security Breach

September 8, 2017

Equifax, one of the nation’s three main credit reporting agencies, has announced a Cyber Security Incident that could potentially impact roughly 143 million U.S. consumers, according to a statement released on the company’s website. Equifax has set up website to help consumers determine if their information has possibly been exposed.

The company states it is also sending notices in the mail to consumers whose credit card numbers and/or dispute documents were possibly exposed. In addition to the website, Equifax is also offering consumers the option to sign up for free credit file monitoring and identity theft protection — as part of its TrustedID Premier offering — which includes:

  • 3-bureau credit monitoring of Equifax, Experian and TransUnion credit reports;
  • Copies of Equifax credit reports;
  • Ability to lock and unlock Equifax credit reports;
  • Identity theft insurance;
  • Internet Scanning for Social Security numbers

The offer is completely free to U.S. consumers for one year.

The dedicated website also provides more information on ways consumers can protect their personal information, as well as ways to contact Equifax directly, including a dedicated Call Center (1-866-447-7559) that is open seven days a week from 7am to 1am EST.