Important information regarding your credit union of georgia VISA® Debit Card

Effective immediately, Credit Union of Georgia allows Non-Visa Debit Transaction Processing and does not require that all transactions be processed using a PIN. A Non-Visa Transaction may occur on your Credit Union of Georgia Visa Debit Card through the STAR or Accel/Exchange Network. Below are examples to distinguish between Visa Debit and Non-Visa Debit Transactions:

In a Visa Debit Transaction, you, the cardholder, will swipe the card and sign a receipt at a merchant or provide a card number in an e-commerce or mail/telephone order environment.
In a Non-Visa Debit Transaction, you, the cardholder, will swipe the card and sign a receipt at a merchant or provide a card number in an e-commerce or mail/telephone order environment after clearly indicating a preference to route it as a Non-Visa Debit Transaction.

Please be advised that a Non-Visa Debit Transaction will not provide the Zero Liability Protection Benefit and if a Rewards Program is present, a Non-Visa Debit Transaction may not be an eligible Rewards Transaction.

In addition, provisions of the Cardholder Agreement relating only to Visa Debit Transactions are inapplicable for Non-Visa Debit Transactions.

Have questions about your Credit Union of Georgia Visa Debit Card or Visa Debit and Non-Visa Debit Transactions? Contact Member Services at (678) 486-1111. .