Loan Rates

Rates are subject to change without notice.

Type of Loan	Loan Length	APR
Secured Loans	Up to 3 years (36 months)	as low as 4.25%*
Secured Loans	Up to 4 years (48 months)	as low as 4.50%*
Secured Loans	Up to 5 years (60 months)	as low as 5.00%*
Secured Loans	Up to 6 years (72 months)	as low as 5.45%*
Secured Loans	Up to 10 years (120 months)	as low as 6.45%*
Secured Loans	Up to 15 years (180 months)	as low as 7.95%*
*All loans subject to credit approval. Some restrictions may apply. Your APR may vary depending on your creditworthiness. Please ask a loan officer for details. Any increase in the APR will result in more payments of the same amount.

Personal Loans

Type of Loan	APR
Savings Secured	Share Rate plus 2.0%
Certificate Secured	CD Rate plus 2.0%
VISA Platinum	As low as 7.50%*
VISA Platinum CashBack	As low as 5.25%*
VISA Platinum Rewards	As low as 9.50%*
Lines of Credit/Overdraft Protection	As low as 9.00%

Real Estate Loans

Type of Loan	APR
Home Equity Loan 80%	Variable Rate based on Prime
Home Equity Loan 100%	Variable Rate based on Prime
30/20/15/10 Year Mortgages	Call 770-579-1000 for Today’s Rates

* Qualification is based on assessment of individual creditworthiness and Credit Union of Georgia underwriting standards.
** Programs and rates are subject to change without notice.
*** Reward Points exclude balance transfers, cash advances, and returned items that were purchased on the Visa; points rewarded for that purchase will be removed.
**** Rewards Points expire 36 months from the date of accrual.
***** Rate is based on Credit Score, with a floor of 7% APR visa Platinum with Cash Back has a variable Annual Percentage Rate, which is indexed to the Wall Street Journal Prime changing on the last day of the statement cycle in which the prime rate changes. 2.0% + WSJ Prime.
****** Verification of student status required with a Student ID. Part-time status is acceptable.