Home Equity Loans

After all the years of paying for your dream home, now it's time to let your home pay for your dreams. With a Home Equity Loan or a Home Equity Line of Credit from Credit Union of Georgia you can get the money you need to take a vacation, consolidate your high interest credit cards, make home improvements, or pay for college tuition. Let our member service experts help you select the financing option that's right for you.

Plus with the Home Equity Line of Credit, you have the option to receive a FREE Elite Visa Debit Card. With the Elite Visa Debit Card it has never been so easy to access your Home Equity Line of Credit, you are only a card swipe away. Whether you have a financial need, or a financial dream, the Credit Union of Georgia Elite Visa Debit Card is there and ready to help you any time, 24/7.

Apply online today and receive an instant decision or just get PRE-APPROVED. Put your home to work for you today. Any of our member service officers can assist you with your with a Home Equity Loan or HELOC. Just visit any of our branches or APPLY ONLINE NOW.

Benefits of a Home Equity Loan:

• Fixed rates
• One time draw
• Borrow up to 100% of home's value
• Convenient access to your money
• Interest paid is usually tax-deductible*

Benefits of a Home Equity Line of Credit:

• Adjustable rates
• Open-end line of credit
• Borrow up to 100% of home's value
• Free Elite Visa Debit Card to access your Line of Credit
• Interest paid is usually tax-deductible*

Here is a list of items that may be required for a Home Equity Loan or Home Equity Lind of Credit closing:

• Current pay stub or last year’s W-2 statement. If self-employed, 2 years tax returns
• Warranty Deed (showing legal description)
• Payoff Statement, if refinancing from another financial institution (if applicable)
• Copy of home owners insurance
• Document showing current balance of mortgage

*Consult your tax advisor regarding tax deductibility.