Contact Us | Locations/Hours | Service Centers | Reorder Checks
Privacy Statement | Site Map | Home

CREDIT UNION OF GEORGIA VISA Credit Cards

Unlike most credit card offers you receive in the mail on a daily basis, Credit Union of Georgia Credit Cards are different. Credit Union of Georgia gives you the ultimate choice with four incredible Visa Credit Cards; including two Platinum Credit Cards. Credit Union of Georgia Visa Credit Cards offer fixed interest rates as well as an adjustable rate. With all Credit Union of Georgia Visa Credit Cards, you have a 25 day grace period before interest starts accruing on all purchases, and we do not charge you a fee to make a payment online or over the phone. You can also transfer the current balance from an existing high rate credit card to your Credit Union of Georgia Visa Credit Card free of charge. As well as, receive cash advances for no additional charge.

With the Credit Union of Georgia Visa Credit Card, you can also prevent unauthorized purchases online with Verified by VISA, as well as check your balances online 24/7 from the comfort of your home or office. All of our Credit Union of Georgia Visa Credit Cards offer universal acceptance and zero liability to you the cardholder.

Credit Union of Georgia’s VISA® Credit Cards are designed to fit your lifestyle.
  • No fees or rate increases on Balance Transfers from your high interest credit cards
  • No fees or rate increases on Cash Advances
  • Online access to check balances, prevent unauthorized purchases, and make payments
  • Personal Auto Rental Insurance
  • Travel Accident Insurance
  • Emergency Cash and Card Replacement
  • Lost or Stolen Card Reporting
  • 25-day Grace Period
  • Zero Liability
  • Universal Acceptance
VISA® Platinum
  • Fixed Rates as low as 7.5%* APR**
VISA® Platinum with Rewards
  • Fixed Rates as low as 9.5%* APR**
  • 1 point received for every $1.00 spent***
  • Redeem Points at www.scorecardrewards.com**
    Plus members with a Credit Union of Georgia Visa Platinum with Rewards Credit Card and a Checking Account with a Visa Debit Card with Rewards can combine their rewards points to maximize their earnings!
VISA® Platinum with Cash Back
  • Variable Rates as low as Prime + 2.0%* APR**
  • Cash Back
† Qualification is based on assessment of individual creditworthiness and Credit Union of Georgia underwriting standards.
†† Programs and rates are subject to change without notice.
††† Reward Points exclude balance transfers, cash advances, and returned items that were purchased on the Visa; points rewarded for that purchase will be removed.
†††† Rewards Points expire 36 months from the date of accrual.
††††† Rate is based on Credit Score, with a floor of 7% APR visa Platinum with Cash Back has a variable Annual Percentage Rate, which is indexed to the Wall Street Journal Prime changing on the last day of the statement cycle in which the prime rate changes. 2.0% + WSJ Prime.

CLICK HERE to access your VISA® Credit Card account online 24/7.

Please contact us if you have any other questions about the Visa® Credit Card. Click here to report your card lost or stolen.