Identity Theft

Level I: Professional Recovery Services if You Become a Victim of Identity Theft - Absolutely FREE!!

For All Checking Account Members.

If you become a victim of identity theft, IDSafeChoice will go to work to restore your credit and your credibility – a process that could save you up to 600 hours of your time. Surveys show that as many as a third of all victims give up without ever getting back their good name – even after a year of trying on their own.

IDSafeChoice Recovery Pledge

One call to Credit Union of Georgia will put you in control and give you access to your own personal Recovery Advocate who will do all of the legwork for you to recover your good name.

Further Protect Yourself and Your Family with IDSafeChoice PLUS ... Level II of the Total Identity Theft Security Plan.

Level II: Further Protect Yourself and Your Family

Chances are 1 in 23 that you will become a victim of identity theft, according to statistics provided by the Federal Trade Commission. The IDSafeChoice PLUS program provides a total protection package:

IDAlert Social Security and Personal Information Monitoring PLUS Legal Club Membership, IDSafeChoice Recovery and MORE!

Only $4.95 per month for one; $4 more protects the entire family
ENROLL NOW
• IDAlert – proactive personal information and social security screening
• Legal Services Membership – includes Free specified Legal Services with discounts for other services and extended legal representation through Legal Club of America
• Credit Monitoring Assist - Provides for voluntary enrollment in “assisted” or “managed” Credit Report Monitoring
•
Your own personal Recovery Advocate

Did you know.... the age group with the highest incidence of identity theft is between the ages of 18 and 29, accounting for almost a third of all victims? And there were over 400,000 cases of identity theft in 2004 for children under the age of 18.

Source: Identity Theft Data Clearinghouse Study published by the FTC, February 2006

To report an identity theft, visit any branch location or call 678-486-1111.

Terms and Conditions:

1. Services are provided to the named individual in Sponsor’s Covered Group; businesses do not qualify for this offer. Benefits are non-transferable.

2. Benefits have no cash equivalent, are non-transferable, and non-cancelable (except in the event of termination of the Group Plan.) Provider Services do not cover financial losses of any kind arising from the identity theft.

3. Eligibility for recovery services is based on ID theft events that are discovered and reported to the services provider on or after the effective date of the program and during the eligibility period.

4. Provider reserves the right to refuse or terminate services if it is deemed that the participating plan member is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan. Provider will not refuse or terminate services to a plan member solely due to the complexity of a case. Provider cannot be held responsible for failure to provide or for delay in providing services when such failure or delay is caused by conditions beyond its control.

5. Service Provider does not provide credit counseling or repair to credit which legitimately belongs to the plan member.

6. Services are only available to residents of the United States. Identity recovery is only performed with agencies and institutions in the United States, or territories where U.S. law applies.

7. Identity theft services are provided by National ID Recovery, LLC. An alternate service provider may be substituted at the discretion of the Sponsor.

With Both the Individual and Family Plan
You Also Receive These Benefits...
• Personal protection plan
• Personal protection advisory newsletter
• Educational Website
• Your own personal Recovery Advocate to restore your good name, if you fall victim
• Fraud alerts are posted at all three credit bureaus if you are a victim
• Your rights as a victim are explained.
• A customized recovery plan is developed and documented for your review.
• Your Recovery Advocate contacts and works with all agencies, financial institutions and companies affected.
• Your Recovery Advocate completes and files all forms and follows up to make sure fraudulent activity is corrected.
• Your Recovery Advocate will contact you up to 120 days after the case is closed to determine if there are any additional problems.
• Your good name will be restored – no matter how long it takes

Note: Family Plan includes recovery and reimbursement benefits for the primary plan member, their spouse or domestic partner, and each dependent with the same permanent address as the primary member up to the age of 21, students to age 25.

Cancellation of the Plus Plan effective on the last day of the month in which the cancellation request is received. If a quarterly, semi-annual or annual payment was made for the Plus Plan, any unused portion of the payment will be refunded. Credit monitoring services will cease as of the effective date of the cancellation of the Plan.