Fee Schedule

Fee Type

Amount

Account Research/Reconciliation

$25 per hour

Inactive Account

$5 per month

Statement/Activity Copy (other than current month)

$5 per month

Photo Copy

$1 per copy

Local Fax

$1 per page

Long Distance Fax

$3 per page

Overnight Letter

$20

Item Collection

$25

Domestic Wire Transfer (outgoing)

$15

International Wire Transfer (outgoing)

$40

Certified Check

$5

Money Order

$2

Travelers Cheques

Free

Travelers Cheques (dual signature)

 $1 per hundred

Gift Cheques

 $2

Garnishment/Levy Processing

$30

HELOC Conversion to Fixed Rate Equity Loan

$150

Share Draft/Checking Accounts

Classic Checking

- Excess Check Charge

Unlimited

- ATM Usage

$1 after 6 per month

- Mail Fee for Papter Statements

$1 per statement

Direct Connect Checking

- Excess Check Charge

$1.00 over 3*

- ATM Usage

Unlimitied

- Mail Fee for Papter Statements

$1 per statement

Campus Checking

- Excess Check Charge

$1.00 over 3*

- ATM Usage

$1 after 6 per month

- Mail Fee for Papter Statements

$1 per statement

Legacy Checking

- Excess Check Charge

Unlimited

- ATM Usage

$1 after 10 per month

- Mail Fee for Papter Statements

$1 per statement

Money Market Account

- Monthly Service Charge

$5

- Minimum Balance to Avoid Service Charge

$2,500

- Excessive Withdrawal Fee

$5 after 6/month

High Yield Share Account

- Monthly Service Charge

$3

- Minimum Balance to Avoid Service Chareg

$500

- Excessive Withdrawal Fee

$1 after 3/month

Return Guard Courtesy Overdraft

$30

Check Copy (fax)

$5

Counter Check

$0.50 per check

Deposit Return Item

$20

NSF/UCF

$30

Non Member ATM Transaction

$1.50

Stop Payment

$30

Overdraft Transfer from Shares

$2

ATM/Debit Card Replacement

$5

ATM/Debit Card Replacement (Rush)

 $45

VISA Cards

Late Fee

$30

Overlimit Fee

$30

Return Payment Fee

$30

Return Letter Check Fee

$30

Replacement Card - Rush Order

$45

VISA Gift Cards

Purchase - in office

$3

Purchase over the Internet

$6

Replacement Fee

$5

Monthly Maintenance after 12 months

$3

Cash Advance

$2

Safe Deposit Boxes

Small (3X10)

annually $25

Medium (5X10)

annually $50

Large (10X10)

annually $75