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DEPOSITACCOUNTSFEESCHEDULEEectiveFebruarA12012FeeTApeFeeMembershipFee10AccountResearchReconciliation25hourInactiveAccount5monthStatementActivitACopAotherthancurrentmonth5monthPhotoCopA1percopALocalFa1perpageLongDistanceFa3perpageOvernightLetter20ItemCollection30DomesticWireTranseroutgoing20InternationalWireTranseroutgoing50CertifedChec35MoneAOrder2VerifcationoDeposit10PaAoRequestFirstMortgages10GarnishmentLevAProcessing50ReturnMailBadAddress5PaperStatement1SHAREDRAFTCHECkINGACCOUNTCLASSICCHECkINGEcessChec3ChargeUnlimitedATMUsage1ater6monthDIRECTCONNECTCHECkINGMonthlAServiceCharge4EcessChec3Charge1over3ATMUsageUnlimitedCAMPUSCHECkINGEcessChec3Charge1over3ATMUsage1ater6monthLEGACyCHECkINGEcessChec3ChargeUnlimitedATMUsage1ater10monthCHECkINGPLUSExTRASADDEDTOANyCHECkINGACCOUNT5MONEyMARkETACCOUNTMonthlAServiceCharge5MinimumBalancetoAvoidServiceCharge2500EcessiveWithdrawalFee5ater6monthFeeTApeFeeHIGHyIELDSHAREACCOUNTMonthlAServiceCharge3MinimumBalancetoAvoidServiceCharge500EcessiveWithdrawalFee1ater3monthReturnGuardCourtesAOverdrat33Chec3CopAFa5CounterChec33sheetDepositReturnItem25NSFUCF33Non-MemberATMTransaction3StopPaAment33OverdratTranserromShares4PlasticCardReplacement6PlasticCardReplacementRush45VISADebitCustomCardFee10VISAGIFTCARDSPurchase-InOfce6ReplacementFee10MonthlAMaintenanceater12months3SAFEDEPOSITBOxESSmall3x1040Medium5x1065Large10x1090SaeDepositBoDrillingFee175MissedAppointmentorDrilling55MembersenrolledinLegacAChec3ingarewaivedromthemonthlApaperstatementee.MonthlAservicechargeiswaivedi500averagedailAbalanceismaintainedor2500aggregatebalanceindeposits.Unlimitedchec3writingi1000loanbalanceismaintained.