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www.CUofGA.org2Donx19tLetTheHolidaysStressYouOutx14GiveTheGiftOfVisaVisaCardsAreNowBUYONEGETONEFREEThroughTheEndOfTheYearWithaVisaGiftCardfromCreditUnionofGeorgiagivingtheperfectgiftissimpleandstress-freeWhetheryoux19relookingforagiftfortheshopaholicthesportsfanaticthehomeimprovementexpertortheworldtravelerlooknofurtherthanaVisaGiftCard.Theseprepaidcardscanbepurchasedinamountsaslittleas10allthewayupto1000andcanbeusedanywhereVisaisacceptedx13evenonlinePlusfromOctober1stx13December31stwhenyoupurchaseoneVisaGiftCardatthe3feeyouwillreceivethesecondVisaGiftCardfee-freeAVisaGiftCardworksjustlikeacreditcardx13simplyswipeandsign.Thecardcanbeusedagainandagainuntilthebalanceisdepleted.Sostopstressingabouttheperfectgift.WithaVisaGiftCardfromCreditUnionofGeorgiagivingiseasyPurchaseyourstodayatanyCreditUnionofGeorgiabranchlocationBuyonegetonefreeVisaGiftCardpromotionvalidOctober12012x13December312012.MembermustpurchaseoneVisaGiftCardatafeeof3.00toreceivethesecondVisaGiftCardfee-free.Somerestrictionsmayapply.WMakeYourAmericanDreamaRealityIn-HouseMortgageRatesaslowas3.25APRDreamingofHomeOwnershiporthePossibilityofPayingOffYourHomeSomeDayWex19reHeretoTurnYourAmericanDreamintoaRealityDAnnualPercentageRate.Thefloorrateforthispromotionis3.25.Offervalidonnewmortgagesandrefinances.PropertymustbeprimaryresidenceandintheStateofGeorgiatoqualify.Offerexpireswhen6000000fundsaredisbursed.MemberswhocurrentlyhaveamortgagewithCreditUnionofGeorgiaareeligibletorefinancenewcreditwillbepulled.Qualificationisbasedonanassessmentofindividualcreditworthinessvalueofpropertyandourunderwritingstandards.Programtermsandconditionsaresubjecttochangewithoutfurthernotice.15-YearTermRatesaslowas3.25APRUpto85LoantoValueLTVOriginationFeeNoPrivateMortgageInsuranceNoIntangibleTaxesGetyourpurchaseorrefinancestartedtodayatwww.CUofGA.orgVISAPLATINUMWITHREWARDSMEMBERSSadlyourVisaPlatinumwithRewardsprogramwillbeendingonOctober312012howeverallmemberswhowerepreviouslyenrolledintheVisaPlatinumwithRewardsprogramwillautomaticallybeenrolledinourVisaPlatinumCreditCardprogram.AllpurchasesmadeOctober312012andpriorwillbebilledattheVisaPlatinumwithRewardsratebeginningNovember12012allpurchasesmadewillbebilledattheVisaPlatinumrate.VisaPlatinumwithRewardsmemberscanredeempointsthroughDecember312012.GOTEMAILWex19vegonedigitalsomakesureyouhaveavalidemailaddressonfilewiththeCreditUnion.Wewonx19tSPAMyouwex19lljustbesendingimportantinformationaboutyouraccountandthelatestpromotionsavailabletoyou.VISACREDITCARDMEMBERSNeedaBreakAftertheHolidaysYoux19reinluckMemberswhoqualifywillautomaticallybeeligibletoskiptheirJanuaryVisaCreditCardPayment.SANTACLAUSISCOMINGTOTOWNSaturdayDecember8thKSUBranchSantaClauswillbeattheKSUBranchonSaturdayDecember8thfrom9amx131pm.BringyourwishlistandhaveyourpicturetakenwithSantafreeofcharge.Thiseventisforthefirst50CugaKidx19sClubmemberswhoRSVPbyDecember7th.Pleaseleaveyourchildx19snameaccountnumberandcontactnumbersoyourreservationcanbeconfirmed.PleasecontactCugaat678-322-2046toreserveyourspottoseeSantatoday