We want to hear from you. Please give us your opinion about how the economy is affecting your saving and purchasing decisions. Simply click here to complete this short survey now. The survey will be available through June 15, 2015. Your responses are completely anonymous. We appreciate your taking a few minutes to complete this survey.
As you may be aware, Home Depot has recently experienced an information breach. Credit Union of Georgia is diligently monitoring its progression and will notify you as we learn more.
Please be assured that your account is monitored for fraudulent activity 24 hours/7 days a week. We also encourage you to examine your account for any suspicious activity. Credit Union of Georgia will contact you directly if your card was involved in this recent compromise.
As always, please feel free to contact us at 678-486-1111 or ContactUs@CUofGA.org with any questions.
PIN Your ATM & Debit Card By Phone
If you have a ATM or Visa Debit Card with Credit Union of Georgia you can now call 1-877-746-6746 and request a new PIN for your ATM or Debit Card! The new PIN will be available by noon the following business day as long as the information requested from you during your request can be verified by Card Services.
For your security, your request will be manually verified Monday – Friday by our Card Services Department. There may be times when we may need to contact you to validate the request. Please make sure that your address, phone numbers and email address information is up to date with us.
smsGuardian – Text Messaging Debit Card Alerts
Give yourself added peace of mind – you may now enroll to monitor activity on your Visa Debit Card with Credit Union of Georgia. This will allow you to respond immediately to possible fraudulent activity.
You will be alerted by text message if the following is detected on your enrolled Visa Debit Card:
Enroll today by CLICKING HERE.*Members will be responsible for any charges for any Message/Data through their device carrier.
Credit Card Members: Enroll In eStatements –
Visa Credit Card Members Can Now View Their Monthly Statements Electronically!
What are you waiting for?
Enroll today at CUofGA.MyCardInfo.com.
If you have any questions on enrolling or how to view your Credit Union of Georgia Visa Credit Card eStatement, please feel free to contact us at 678-486-1111 or mbr-svs@CUofGA.org.
Foreign Countries Blocked for Debit & Credit Transactions
Effective immediately, the Credit Union will be putting a block on all transactions conducted in foreign countries for both Debit and Credit Cards. Members must call or visit the Credit Union to have a release put on their Debit or Credit Card so they are able to use the card in a foreign country. We are doing this to protect our members against fraud. Recently there seems to have been an influx of fraud occurring on both Debit and Credit Card transactions in foreign countries.
Any international traveling or online purchases can be lifted as long as we are notified in advance.
We apologize for any inconvenience this may cause you. Please visit any branch location or contact the Credit Union at 678-486-1111 if you plan on traveling to a foreign country in the future.
Exciting News – we’ve upgraded eBranch, our Home Banking site and launched a new Mobile Banking App!
We’ve launched a new Home Banking platform within eBranch on Monday, July 14th. At the same time we launched our new Mobile Banking platform and Apps for iPhone, Andriod, and iPad. We are very excited about these changes as it will give us the ability to add additional services and enhancements in the future.
Why We Upgraded eBranch? To strengthen security, the eBranch upgrade on July 14th will require members to set-up a User ID with 4 – 12 characters (beginning with alpha character) and a password with 4 – 10 characters. These changes are in conformity to government guidelines issued which call for enhanced security measures for Home Banking. A unique User ID is much safer than logging in using an account number, plus a unique User ID can be easier for you to remember. Choosing a User ID now gives you a better chance of obtaining the User ID you prefer; since each ID must be unique (meaning no more than one member can use that User ID).
Quicken & QuickBooks Users: Before 7am on Monday, July 14th you will need to BACKUP and/or SAVE all your Quicken and/or QuickBooks data to your computer/device. If you do not save your data prior to 7am there is a potential you will lose all the data you have not properly backed up or saved.
Once the new eBranch system is LIVE, please DO NOT download to Quicken until you visit www.CUofGA.org/quicken-conversion for important conversion information. Quicken users will need to take important steps to ensure the smooth transition of your Quicken data. Visit www.CUofGA.org/quicken-conversion for step-by-step conversion instructions for your particular version of download. If you do not perform the instructions exactly as described, your service may stop functioning properly and you risk Quicken importing duplicate transactions. The conversion should only take 15 – 30 minutes.
eAlert Users: eAlerts from our previous eBranch site will not carry over into the new eBranch system. Therefore, eAlerts will be unavailable beginning at 7:00am EST on Monday, July 14th and you will need to establish new eAlerts in the new eBranch system when we go LIVE.
Visa Credit Card Members: To view a credit card balance, make a payment, view an eStatement, and more; members will need to enroll their Visa Credit Card by clicking on the Credit Card tab on the Menu Bar. The member will then be directed to www.CUofGA.MyCardInfo.com where they will follow the prompts under the Enroll tab.
Browser Info: Members who still use any version of Internet Explorer 8 or older will need to upgrade to the newest version of Internet Explorer or use a current version of another browser, such as Firefox or Safari, to be able to log in to eBranch beginning July 14th.
We also recommend that if you had previously established bookmarks for the eBranch login page, you delete those bookmarks and access the new eBranch from our homepage www.CUofGA.org This will allow you to access the correct log in box and guarantee that you will go to the new eBranch site.
If you have any questions about the new system or what you will need to do to be able to access your accounts, please do not hesitate to contact us at 678-486-1111 or ContactUs@CUofGA.org. Our Call Center hours are Monday – Friday 8am – 5pm and Saturday 9am – 1pm. You can also visit any of our branch locations if you need assistance. Our branch lobby hours are Monday – Friday 9am – 5pm and Saturday 9am – 1pm.
Benefits of the NEW eBranch Include Online Banking:
Once the new eBranch system is LIVE there are a few things you will notice about the log-in procedure, and there are a few things you will need to do the first time you log in.
Logging In For The First Time: For returning Credit Union of Georgia eBranch members, your initial log-in will be your account number as your eBranch ID.
After you enter your eBranch ID, you will be prompted to enter your password. For returning Credit Union of Georgia eBranch users, your Password will be CUGA followed by the last 4 digits of the PRIMARY accountholders Social Security Number. An example would be CUGA4321.
After Initial Log-In: Once you log-in you will immediately be prompted to change your eBranch ID and Password to one of your choosing. Your eBranch ID must be unique (if someone else has already selected that eBranch ID, the system will not allow another user to have the same eBranch ID. This is similar to creating an email address – no duplicates are allowed). Your eBranch ID must be 4 – 12 characters and must begin with an alpha character. For your security, do not use personal data in your eBranch ID, such as your name, social security number, or birthdate. Also, do not use commonly used words such as “password”, “online banking” or consecutive or repetitive characters, such as “1234” or “aaaa”.
Your Password must be 4 – 10 characters, using any combination of letters and/or numbers (A-Z, 0-9). Special characters may also be used except for the “@” symbol.
Make Sure You Complete The Following Steps Upon Initial Log-In:
If you are a first time user of eBranch and need to enroll or you are having any issues, please contact the Credit Union at 678-486-1111 | ContactUs@CUofGA.org, or visit any branch location.
This year, accomplish something you never thought possible – do your own taxes. With TurboTax, you can be confident they’ll be done right. Plus, Credit Union of Georgia members can save up to $15 on TurboTax federal products.
As always, with TurboTax you’re guaranteed to get your maximum refund – or your money back.1
1 Maximum (Biggest) Refund Guaranteed or Your Money Back: If you get a larger refund or smaller tax due from another tax preparation method, we’ll refund the applicable TurboTax or SnapTax federal and/or state purchase price paid. TurboTax Online Federal Free Edition customers are entitled to payment of $14.99 and a refund of your state purchase price paid. Claims must be submitted within sixty (60) days of your TurboTax or SnapTax filing date and no later than 6/15/14. Efile, Audit Defense, Ask a Tax Expert, Refund Transfer and technical support fees are excluded. This guarantee cannot be combined with the TurboTax Satisfaction (Easy) Guarantee.
SOCIAL ENGINEERING SCAMS TARGETING CONSUMERS
The significant amount of data breach activity affecting the card industry in recent months has generated an increase in socially engineered fraud scams aimed at consumers. Criminals are taking advantage of vulnerable consumers by leveraging Phishing, text and phone channels to trick them into providing personally identifiable information. The geographic areas where these scams are operating, as well as the information criminals are attempting to gather, are completely diverse. Here are some examples of recent scams operating in the US:
Call Center contact: Fraudsters are dialing into financial institution call centers and representing themselves as fellow employees to gain valuable account information. These calls may be originating from India and the callers are incredibly pushy and aggressive.
Suggested Best Practices
Please note, Credit Union of Georgia will NOT send text messages to you unless it is an eAlert you have specifically set-up.
Another fraudulent text has been linked to have been originated from Suffolk County, NY (North Babylon), 631-669-6692 | onlineboa@phone32.
The following message appeared:
Text msg ticket 254404 Your visa credit/debit card is being limited. Contact us at.
If you feel you have been a victim of a fraud attempt, please contact the Credit Union immediately at ContactUs@CUofGA.org or 678-486-1111.