Direct Connect Checking is an interest-bearing account that allows members the ability to have unlimited access at non-Credit Union of Georgia ATMs. Member must simply maintain a $500 average daily balance in this account or $2,500 aggregate balance in all deposit accounts to avoid a $4 monthly service fee**. Members can write up to 3 checks per month*** with no fee. Dividends are compounded and paid monthly on the average daily balance. Return Guard limit of $750.
Additional benefits:
- FREE Identity Theft Protection
- FREE Visa Debit Card with Rewards
- FREE Online Banking
- FREE ePay, eStatements, & eAlerts
- FREE Nationwide Account Access with Credit Union Service Centers (CUSC)
Account Services:
$10 required for all new members. $25 minimum opening deposit required for new checking accounts.There is also a one-time membership due of $10.00 when joining the Credit Union. Once you join, you are then eligible to take advantage of all the benefits of Credit Union of Georgia membership.*Additional ATM Transactions: $1 per transaction.
**Over the Limit Check Fee: $1 per check. Unlimited check writing if a $1,000 aggregate loan balance or $10,000 aggregate deposit balance is maintained.
***Monthly service charge is waived if $500 average daily balance is maintained or $2,500 aggregate balance in deposit accounts.
