| Membership Fee |
$10 |
| Account Research/Reconciliation |
$25 per hour |
| Inactive Account (inactive after 12 months) |
$5 per month |
| Statement/Activity Copy (other than current month) |
$5 per month |
| Photo Copy |
$1 per copy |
| Local Fax |
$1 per page |
| Long Distance Fax |
$3 per page |
| Overnight Letter |
$20 |
| Item Collection |
$30 |
| Domestic Wire Transfer (outgoing) |
$20 |
| International Wire Transfer (outgoing) |
$50 |
| Certified Check |
$5 |
| Money Order |
$2 |
| Garnishment/Levy Processing |
$50 |
| Guaranteed Asset Protection (GAP) |
$299 |
| Return Mail/Bad Address |
$5 |
| UCC Filing |
$25 |
| Auto Title Filing |
$30 |
| Payment Holiday Processing |
$25 |
| Loan Modification |
$50 |
| Paper Statement |
$1* |
| |
|
Share Draft/Checking Accounts
|
| Classic Checking |
|
| - Excess Check Charge |
Unlimited |
| - ATM Usage |
$1 after 6 per month |
| |
|
| Direct Connect Checking |
|
| - Monthly Service Charge |
$4** |
| - Excess Check Charge |
$1 over 3*** |
| - ATM Usage |
Unlimited |
| |
|
| Campus Checking |
|
| - Excess Check Charge |
$1 over 3*** |
| - ATM Usage |
$1 after 6 per month |
| |
|
| Legacy Checking |
|
| - Excess Check Charge |
Unlimited |
| - ATM Usage |
$1 after 10 per month |
| |
|
| Checking Plus Extras Added to Any Account |
$5 per month |
| |
|
| Money Market Account |
| - Monthly Service Charge |
$5 |
| - Minimum Balance to Avoid Service Charge |
$2,500 |
| - Excessive Withdrawal Fee |
$5 after 6/month |
| |
|
| High Yield Share Account |
|
| - Monthly Service Charge |
$3 |
| - Minimum Balance to Avoid Service Chareg |
$500 |
| - Excessive Withdrawal Fee |
$1 after 3/month |
| |
|
| Return Guard Courtesy Overdraft |
$33 |
| Check Copy (fax) |
$5 |
| Counter Check |
$3/sheet |
| Deposit Return Item |
$25 |
| NSF/UCF |
$33 |
| Non Member ATM Transaction |
$3 |
| Stop Payment |
$33 |
| Overdraft Transfer from Shares |
$4 |
| ATM/Debit Card Replacement |
$6 |
| ATM/Debit Card Replacement (Rush) |
$45 |
| Custom Debit Card Fee |
$10 |
| |
|
| Visa Credit Cards |
|
| Custom Card Fee |
$10 |
| Annual Fee |
$15 |
| Late Fee |
$25 |
| Return Payment Fee |
$30 |
| Return Letter Check Fee |
$30 |
| Replacement Card – Rush Order |
$45 |
| |
|
| Visa Gift Cards |
|
| Purchase – In Office |
$6 |
| Replacement Fee |
$10 |
| Monthly Maintenance after 12 months |
$3 |
| |
|
| Safe Deposit Boxes |
|
| Small (3X10) |
annually $40 |
| Medium (5X10) |
annually $65 |
| Large (10X10) |
annually $90 |
| Safe Deposit Box Drilling Fee |
$175 |
| Missed Appointment for Drilling |
$55 |
| |
|
| Mortgage |
|
| Subordination Agreement |
$150 |
| Origination Fee |
.50% |
| Verification of Deposit |
$10 |
| Payoff Request (First Mortgages) |
$10 |
