Privacy Policy

Credit Union of Georgia is committed to providing financial products and services to meet the needs and financial goals of our membership. We are equally committed to protecting our members' privacy. We disclose to all members how we collect, use and safeguard their personal financial information.

Credit Union of Georgia collects nonpublic personal information about our members from the following sources:

• Information on applications and other forms;

• Information from member transactions with us or others;

• Information from consumer reporting agency/agencies;

• Information obtained when verifying the information provided to us on an application or other forms. This may be obtained from current or past employers, or from other institutions where members conduct financial transactions.

We may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the member information we provide to other third parties.

In order to conduct the business of the credit union, we may also disclose nonpublic personal information about our members under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on behalf of the members, conduct the operations of the credit union, follow instructions authorized by the member, or protect the security of credit union financial records.

When a member terminates their relationship with Credit Union of Georgia, it is our policy not to continue to share information we have collected about those members, except as permitted or required by law.

We restrict access to nonpublic personal information about our members to those employees who have a specific business purpose in utilizing the data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with state regulations and leading industry practices to safeguard any nonpublic personal information.

We encourage members to help protect their privacy by offering general guidelines in the initial disclosure they are given when becoming a member of the credit union.

Third Party External Link Disclosure

For our members' convenience, links are available in this website to allow quick access to other sites that may be of interest. By selecting these links, you will be leaving the Credit Union of Georgia site and will be taken to a third party site that may offer a different privacy policy and level of security. Credit Union of Georgia is not responsible for the third party site content or availability and does not offer, endorse, recommend or guarantee products or services offered by the linked site, other than the co-branded cards.

Children Online

We do not knowingly market to, or solicit information from, children under 13 without parental consent. We recognize that protecting children’s identities and privacy online is important and the responsibility to do so rests with both the online industry and with parents.

Opt-in Email List

You may choose to provide your email address and other personal identifying information by signing up for our email mailing lists. This disclosure of personal information is entirely voluntary, and if you choose to provide it, we will use it to send educational and promotional email messages about our products and services. It is our policy to include instructions on how to include instructions on how to unsubscribe from this list in every email we send. We will not sell, trade, or otherwise disclose your email address unless we are compelled to do so by law.

Security Statement

Security is a priority at Credit Union of Georgia. We are committed to protecting the security and confidentiality of your information. We use a combination of state-of-the-art technology and methods to help ensure that your online sessions are secure:

Internet Security Measures
Your information is scrambled. This technology, called Secure Socket Layers (SSL), protects information you submit or receive through this site. No representation is made, however, regarding the unconditional security of such submissions.

Credit Union off Georgia-Approved Browsers
Credit Union of Georgia standards are among the highest of companies on the Internet. Credit Union of Georgia requires that your browser support SSL, and does not allow information to be stored on your hard drive unless you specifically download it and save it on your computer.

Firewall
Credit Union of Georgia uses firewalls to help limit entry by anyone without proper authorization. A firewall is a security mechanism that regulates the data going in and out of a network. It is a commonly used, specialized computer which acts as a shield against data going in or out of a network. It checks to make sure that communications only occur between approved individuals and that the communication is in the proper protocol.

Constant Surveillance
Credit Union of Georgia's security systems regularly monitor the web server to help ensure your information is secure.